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星期六, 四月 18

Conspiracy of the rich by Robert Kiyosaki

Last month, when I visit Chunsi’s blog I found out she was recommended 1 good ebook for us to read on it especially at this recession moment.

The author of this book is Robert Kiyosaki. The bestselling author of Rich Dad Poor Dad.

This is a free online book that Robert Kiyosaki writes on. This book not yet fully finish but is keep on update following the chapter stated in the index.

Title of the book is Conspiracy of The Rich. Sounds correct in our reality world? If you think so, then you are in the right place to go to his website and read on his book.

After I read introduction, Chapter 1 and 2, I had thought through the conspiracy that happens in our country. Actually that is not much different if we compare the conspiracy in our country and US. The rich in the world have same idea and same trick in any corner of the world.

First we can see bailout in US then happens in our country. Bailout is kind of plan that stimulate economy as stated by government. That is true. If we think deeply, do you think the bailout indirectly helping the rich? If the rich can’t get financial support, the economy will continue down. But where they get the bailout money? Rakyat money. Indirectly, is the poor helping the rich. We got no choice in order for economy to back to normal. If the rich can’t survive, a lot of employee in company may face difficulties.

Then, we can see loan tenure in housing and car. Car loan can loan up to 9 years and housing loan can up to 35 years. The trend right now is as low as possible for the down payment. Meaning that we need to pay more interest, and banker is the one benefit from it. In a proper way, we might see that actually it is helping us to own a car with minimum of cash in hand. But in fact, this is the way that bank can make more money.

Following is insurance industry. To the poor, you must have insurance to cover yourself in case you are getting serious ill. So, we must buy insurance to avoid any financial assistance when our health is in red alert. If you are pretty rich do you think you need assistance to pay for your medical treatment? To insurance company, this is the rich can get more petty cash to earn much more money. That is why rich can get richer easily. To us, do you think you can get any fund in order to get richer faster? Actually that is. Personal loan. Then you are getting back into the situation like housing or car loan. If you fail? Declare bankruptcy? But if insurance company almost in the critical financial situation due to wrong investment? Bailout plan can save it.

But I am not suggest that people not buying insurance. We got no choice. We must have it. This is for our future.

We are still in this kind of situation if one day we are still not getting rich.

2 留言:

黃文彥 说...

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